Sewer Backup Warning

Backups of raw sewage through the drains in your home or business can be a nasty experience. While they occur infrequently, they can be very costly. Most homeowners and business insurance policies will not cover a sewer backup without sewer backup coverage, according to the Insurance Information Institute. The Institute states that obtaining an insurance rider on a homeowners or business policy would cover such damage if it occurs. Sewer backup coverage is available from most insurers for a nominal cost as an endorsement to your policy. It is important to note that SLSA is not responsible for this type of loss.

SLSA encourages all of our users to contact your insurance agent and determine if you already have this valuable coverage under your policy. If not, you should consider purchasing it. It’s always best to be prepared for the worst. This type of experience is never pleasant.